![]() ![]() This means that there is generally no major rush to migrate immediately.ī. Having said that, if a company only receives the occasional QR-Bill, they can always initiate the corresponding payment manually using their own Banks online Tool. The main focus for any company processing creditor payments digitally needs to be the readiness to generate valid PAIN files for their banks to initiate the actual payment. Some banks advice that during the parallel phase of ESR and Q-Bill a valid BISR-ID has to be used for the first 6 digits of the QR Reference (Source: UBS PaymentStandards Test Platform). Be prepared to discuss any potential issue(s) directly with your Bank(s). Whereas Swiss banks have committed to updating their mobile and online banking systems in time for the kick-off, there is no guarantee that the transition will be run completely seamlessly. With the introduction of the new Swiss QR-bill starts a transition phase of yet undefined duration (it is currently speculated to last about two years), during which both the traditional as well as the new payment slips can be used simultaneously. The new QR-bill is replacing the existing multiplicity of payment slips in Switzerland and so is helping to increase efficiency and simplify payment traffic, at the same time offering a way of dealing with the challenges presented by digitalisation and regulation. The 30 th June 2020 marks the beginning of a new chapter in the history of the Swiss payments systems.Īccording to the "Swiss Payment Standards 2019 - Swiss Implementation Guidelines QR-bill (Technical and professional specifications of the payment part with Swiss QR Code and of the receipt), the payment slips used in Switzerland go back over a hundred years and are used 100 million times a year. ![]() ![]() In this section, we would like to highlight some general background and information in relation to the new Swiss QR-Bill. I Introduction (Back to Table of Contents) The Payment/Receipt QR-Code section of the Layout.VI Processing Incoming (camt54) and Outgoing (pain.001) payments for QR-Bill V QR-Bill scanning/adding via the Record payment slips functionality III Import/Update new QR-IID Bank details ![]()
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